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Short, dated pieces on one money question at a time, written from the agency page or statute that sets the rule, with a worked example in dollars. Every post lists its sources and the date each one was read.

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  1. Wills and estate · Post

    Give $20,000 to anyone in 2027 and no form is due. The gift tax itself does not start until $15.48 million.

    The IRS has set the 2027 annual gift exclusion at $20,000 per recipient and the estate and gift exclusion at $15,480,000. What each number does, what a $50,000 gift to a child actually costs, and the two places a gift can still bite: a state tax and Medicaid.

    Published November 7, 2026 · 8 min read

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